@import url('https://fonts.googleapis.com/css2?family=Fraunces:wght@400;500&family=Manrope:wght@400;500;600;700&display=swap');
:root{--cream:#FBF7EF;--ink:#1A1610;--gold:#C9A84C;--line:#ddd2bd}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font:15px/1.75 Manrope,Arial,sans-serif}a{color:inherit;text-underline-offset:5px}button,input,select{font:inherit}button,a,input,select{outline-offset:5px}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:2px solid #9A7530}button,.button{border:1px solid var(--ink);background:var(--ink);color:white;padding:14px 23px;cursor:pointer;text-decoration:none;display:inline-block;border-radius:2px;font-size:12px;font-weight:700;letter-spacing:.03em}.secondary{background:transparent;color:var(--ink);border-color:var(--line)}header{padding:24px 5%;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);gap:24px}.brand{text-decoration:none;line-height:1.3}.brand strong{font:23px Fraunces,Georgia,serif}.brand span{display:block;font-size:9px;letter-spacing:.21em;margin-top:7px;text-transform:uppercase}nav{display:flex;gap:25px;align-items:center}nav a{font-size:12px;text-decoration:none}.wrap{max-width:1260px;margin:auto;padding:80px 5%}h1,h2,h3{font-family:Fraunces,Georgia,serif;font-weight:400;line-height:1.12}h1{font-size:clamp(46px,5.7vw,82px);letter-spacing:-.045em;margin:24px 0}h2{font-size:clamp(34px,4vw,51px);letter-spacing:-.035em;margin:14px 0 24px}h3{font-size:26px;margin:15px 0}p{max-width:670px}.eyebrow{font-size:10px;text-transform:uppercase;letter-spacing:.21em;font-weight:700;color:#806226}.hero{display:grid;grid-template-columns:1.08fr 1fr;gap:7%;align-items:center;padding-top:53px;padding-bottom:55px}.hero p{max-width:490px;color:#625c50}.hero img{width:100%;aspect-ratio:.87;object-fit:cover;border-radius:160px 160px 3px 3px}.portrait{position:relative}.signature{position:absolute;bottom:20px;left:-25px;background:var(--cream);border:1px solid var(--line);padding:18px 26px;font:24px Fraunces,Georgia}.signature small{display:block;font:9px Manrope;letter-spacing:.16em;margin-top:8px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:27px 0}.tiny{font-size:11px;color:#6d665a}.trust{text-align:center;border-block:1px solid var(--line);padding:27px 7%;font-size:10px;letter-spacing:.12em;text-transform:uppercase}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);padding:30px;position:relative;background:radial-gradient(circle at var(--x,50%) var(--y,50%),#ead9a74a,transparent 65%)}.card p{font-size:13px;color:#625c50}.card a{font-size:12px}.num{font-size:11px;color:#806226;letter-spacing:.13em}.dark{background:var(--ink);color:var(--cream)}.dark .eyebrow{color:#E8C96A}.split{display:grid;grid-template-columns:1fr 1fr;gap:10%;align-items:start}.dark p{color:#c9c1b4}.dark .button{background:var(--gold);color:var(--ink);border:0}.quote{font:30px/1.5 Fraunces,Georgia}.steps{counter-reset:step}.steps p{border-bottom:1px solid #514a3e;padding-bottom:17px}.steps p:before{counter-increment:step;content:'0' counter(step);color:var(--gold);margin-right:20px}footer{border-top:1px solid var(--line);padding:45px 5%;font-size:11px;color:#6d665a}footer .links{display:flex;flex-wrap:wrap;gap:20px;margin:20px 0}.panel{padding:32px;border:1px solid var(--line);background:#fffdf8}.fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}label{display:block;font-size:12px}input,select{display:block;width:100%;padding:13px;background:#fffdf8;border:1px solid #b7ac98;color:var(--ink);border-radius:0;margin-top:7px}.result{padding:25px;background:#eee5d1;margin-top:23px;font-size:19px}.result strong{font:36px Fraunces;display:block}.tabs{display:flex;flex-wrap:wrap;gap:8px;margin:30px 0}.tabs button[aria-selected=true]{background:var(--gold);color:var(--ink);border-color:var(--gold)}.prose{max-width:850px}.prose h2{font-size:30px;margin-top:40px}details{border-bottom:1px solid var(--line);padding:20px 0}summary{cursor:pointer;font:23px Fraunces}#ghl{min-height:900px}iframe{width:100%;height:1100px;border:0}.skip{position:absolute;top:-80px}.skip:focus{top:10px;z-index:99;background:white;padding:10px}.halo{display:none}.menu{display:none}@media(hover:hover) and (prefers-reduced-motion:no-preference){.halo{display:block;position:fixed;width:36px;height:36px;border:1px solid #C9A84C88;border-radius:50%;pointer-events:none;z-index:100;transform:translate(-50%,-50%)}}@media(max-width:760px){header{padding:20px 6%;flex-wrap:wrap}.brand strong{font-size:19px}.menu{display:block;background:transparent;color:var(--ink);padding:8px}nav{display:none;width:100%;flex-wrap:wrap;gap:15px}nav.open{display:flex}.hero,.split{grid-template-columns:1fr;gap:35px}.hero{padding-top:35px}.hero img{aspect-ratio:1}.signature{left:10px;bottom:16px}.wrap{padding:50px 6%}.grid{grid-template-columns:1fr}.fields{grid-template-columns:1fr 1fr}.card{padding:25px}h1{font-size:49px}.hero p{font-size:14px}.tabs button{padding:11px}iframe{height:1400px}#ghl{min-height:1450px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.halo{display:none}}
/* Nationwide editorial refresh */
header{max-width:1450px;margin:18px auto;padding:17px 3%;border:1px solid #ddd2bd;border-radius:70px;background:#fffdf8;position:relative;z-index:2;width:94%;box-shadow:0 8px 30px #241b0c08}.brand strong{font-size:21px}button,.button{border-radius:40px}.golden-hero{display:grid;grid-template-columns:37% 45% 18%;max-width:1550px;margin:0 auto;min-height:700px;align-items:center;position:relative;padding:20px 3% 55px;gap:0}.hero-photo{position:relative;height:650px}.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:47% center;border-radius:180px 180px 16px 16px}.photo-caption{position:absolute;bottom:25px;left:7%;right:7%;background:#fbf7eff2;padding:18px;text-align:center;font:23px Fraunces;border:1px solid #e2d1ac}.photo-caption small{display:block;font:9px Manrope;letter-spacing:.17em;margin-top:5px}.hero-copy{padding:25px 7%;position:relative;z-index:1}.hero-copy h1{font-size:clamp(43px,4.6vw,70px);line-height:1.06;letter-spacing:-.045em;margin:24px 0}.hero-copy h1 em{color:#8a692b}.hero-copy>p{font-size:15px;color:#625c50}.hero-copy .actions{gap:10px}.hero-copy .button{padding:15px 20px;font-size:11px}.apply-link{font-size:11px}.hero-copy .tiny{font-size:10px;margin-top:24px}.question-notes{display:flex;flex-direction:column;gap:30px;padding:15px 8px}.note{display:block;background:#efe2bc;padding:24px 17px;text-align:center;font:italic 23px/1.2 Fraunces;text-decoration:none;box-shadow:4px 12px 20px #34260c13;transition:transform .2s;border:1px solid #d9c591}.note span{display:block;font:8px Manrope;letter-spacing:.14em;margin-bottom:14px}.note b{display:block;font:9px Manrope;margin-top:15px}.n1{transform:rotate(5deg)}.n2{background:#eee9dd;transform:rotate(-5deg)}.n3{background:#e7d5a7;transform:rotate(3deg)}.note:hover,.note:focus-visible{transform:rotate(0deg) translateY(-5px)}.question-strip{display:flex;justify-content:center;gap:0;border-bottom:1px solid var(--line);background:#eee5d1}.question-strip a{flex:1;text-decoration:none;text-align:center;padding:23px 10px;border-right:1px solid #d9cbae;font-size:12px}.question-strip span{margin-left:14px}.question-strip a:hover{background:#e5d4aa}.why-intro{display:grid;grid-template-columns:1fr 1fr;gap:9%;padding-bottom:20px}.why-intro p{font-size:14px}.why-intro a{font-size:12px}.grid .card{border-radius:16px;min-height:280px;transition:transform .2s,box-shadow .2s}.grid .card:hover{transform:translateY(-4px);box-shadow:0 15px 35px #34260c0a}.grid .card:nth-child(2){background-color:#eee5d1}.grid .card:nth-child(3){background-color:#eee9dd}.card-detail{padding:10px 0 16px;margin-bottom:16px}.card-detail summary{font:12px Manrope;font-weight:700}.card-detail p{font-size:12px}.dark{border-radius:25px;margin:0 2%}.trust{font-size:9px;letter-spacing:.1em}.hero-copy .eyebrow{font-size:9px}.panel{border-radius:15px}@media(min-width:1500px){.golden-hero{min-height:760px}.hero-photo{height:700px}}@media(max-width:1000px){.golden-hero{grid-template-columns:42% 58%;padding:20px 4% 40px}.hero-photo{height:620px}.question-notes{grid-column:1/-1;flex-direction:row;gap:20px;padding:30px 0 0}.note{flex:1;font-size:21px}.hero-copy h1{font-size:54px}.brand strong{font-size:18px}nav{gap:15px}}@media(max-width:760px){header{border-radius:20px;margin:12px auto;padding:17px 5%}.golden-hero{display:flex;flex-direction:column;padding:12px 6% 30px;min-height:0}.hero-copy{order:0;padding:20px 0}.hero-copy h1{font-size:49px;line-height:1.06}.hero-copy h1 br:last-child{display:none}.hero-photo{order:1;height:430px;width:100%;margin:10px 0 15px}.hero-photo img{object-position:center 45%;border-radius:140px 140px 12px 12px}.question-notes{order:2;gap:10px;width:100%;padding:12px 0}.note{font-size:17px;padding:18px 8px}.note span{font-size:7px}.note b{font-size:8px}.n3{display:none}.question-strip{display:grid;grid-template-columns:1fr 1fr}.question-strip a{font-size:11px;padding:18px 10px;border-bottom:1px solid #d9cbae}.why-intro{grid-template-columns:1fr;gap:5px}.dark{margin:0 3%}.grid .card{min-height:0}.trust{padding:22px 7%;line-height:1.9}}@media(prefers-reduced-motion:reduce){.note,.grid .card{transition:none}.note:hover,.grid .card:hover{transform:none}}

/* Readability and cleaner masthead */
body{font-size:17px}header{max-width:none;width:100%;margin:0;padding:24px 5%;border-radius:0;border:0;border-bottom:1px solid var(--line);box-shadow:none;background:var(--cream)}header nav a{font-size:14px}header .brand strong{font-size:24px}header .brand span{font-size:10px}button,.button{font-size:14px}.card p,.why-intro p{font-size:16px}.card a,.why-intro a{font-size:14px}.hero-copy>p{font-size:17px}.hero-copy .button{font-size:13px}.hero-copy .tiny,.tiny{font-size:13px}.hero-copy .eyebrow{font-size:11px}.apply-link{font-size:13px}.question-strip a{font-size:15px}.note b{font-size:12px}.note span{font-size:10px}label{font-size:14px}footer{font-size:13px}.hero-photo{height:560px;max-width:410px;margin:25px auto;width:100%}.hero-photo img{object-fit:cover;object-position:50% 50%;border-radius:120px 120px 10px 10px}.golden-hero{grid-template-columns:34% 46% 20%;min-height:650px}.card-detail summary{font-size:14px}.card-detail p{font-size:14px}.photo-caption{font-size:21px}@media(max-width:1000px){.golden-hero{grid-template-columns:40% 60%}.hero-photo{height:510px}header nav{gap:12px}.brand strong{font-size:20px}}@media(max-width:760px){header{padding:20px 6%}header .brand strong{font-size:20px}header .brand span{font-size:8px}.hero-photo{height:380px;max-width:340px;margin:5px auto 20px}.golden-hero{min-height:0}.hero-copy h1{font-size:46px}.hero-copy .button{font-size:13px}.note b{font-size:11px}.note span{font-size:9px}.question-strip a{font-size:13px}.hero-copy .tiny{font-size:12px}.trust{font-size:11px}.photo-caption small{font-size:9px}}

/* An open, conversational first impression */
.masthead{display:block;width:100%;padding:0 5%;background:#fbf7ef;border:0;margin:0;border-radius:0;box-shadow:none}.masthead-top{max-width:1370px;margin:auto;min-height:112px;display:flex;align-items:center;justify-content:space-between;gap:30px}.new-brand{display:flex;align-items:center;gap:20px;text-decoration:none}.brand-emblem{font:italic 58px/.9 Fraunces,Georgia;letter-spacing:-8px;position:relative;width:86px;color:#8a692b;padding-right:8px}.brand-emblem>span{font:20px Fraunces;letter-spacing:0;position:absolute;right:0;top:-7px}.brand-name{font:27px Fraunces;letter-spacing:-.6px}.brand-name>span{display:block;font:10px Manrope;letter-spacing:.3em;margin-top:10px}.header-call{text-decoration:none;font-size:15px;font-weight:700;line-height:1.6}.header-call>span{display:block;font-size:11px;font-weight:400;color:#6d665a}.header-call b{margin-left:15px;color:#8a692b}.new-navigation{max-width:1370px;margin:auto;display:flex;justify-content:space-between;align-items:center;gap:30px;min-height:64px;border-block:1px solid #dacfba}.nav-links{display:flex;gap:32px;align-items:center}.new-navigation a{font-size:14px}.nav-links>a{text-decoration:none;position:relative;padding:19px 0}.nav-links>a:after{content:'';position:absolute;bottom:12px;left:0;width:0;height:1px;background:#9a7530;transition:width .2s}.nav-links>a:hover:after{width:100%}.nav-question{display:flex;gap:9px;align-items:center;text-decoration:none;font-size:12px!important}.nav-question strong{font-weight:700}.chat-icon{display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:#ead9ab;color:#72551d}.new-hero{max-width:1500px;padding:58px 5% 65px;margin:auto;display:grid;grid-template-columns:43% 37% 20%;align-items:center}.hero-message{padding-right:9%;z-index:1}.hero-message>.eyebrow{font-size:10px;letter-spacing:.18em;display:flex;align-items:center;gap:10px}.hero-message>.eyebrow>span{width:23px;height:1px;background:#9a7530}.hero-message h1{font-size:clamp(48px,4.8vw,72px);line-height:1.05;letter-spacing:-.045em;margin:24px 0}.hero-message h1 em{color:#8a692b}.hero-message>p{font-size:16px;line-height:1.8;color:#625c50;max-width:460px}.hero-message .actions{align-items:center;gap:18px;margin:25px 0}.hero-message .button{font-size:12px;padding:15px 20px}.hero-message .button span{margin-left:12px}.hero-apply{font-size:12px}.hero-visual{position:relative;margin-top:-25px}.portrait-mat{padding:12px;border:1px solid #ddd0b4;border-radius:200px 200px 6px 6px;background:#f2e9d8;transform:rotate(-2deg)}.portrait-mat img{display:block;width:100%;height:540px;object-fit:cover;object-position:48% center;border-radius:190px 190px 4px 4px}.portrait-signature{position:relative;margin:-20px -15px 0;padding:18px 10px;text-align:center;background:#fbf7ef;border:1px solid #dfd1b6;font:italic 25px Fraunces;transform:rotate(-2deg)}.portrait-signature span{display:block;font:9px Manrope;letter-spacing:.13em;margin-top:9px}.new-hero .question-notes{padding:20px 0 20px 25px;gap:35px}.new-hero .note{font-size:23px;padding:25px 12px}.new-hero .note span{font-size:8px}.new-hero .note b{font-size:10px}.ask-invite{margin-top:30px;border-top:1px solid #d8c9a9;padding-top:23px}.ask-heading{display:flex;align-items:center;gap:13px}.ask-spark{font:31px Fraunces;color:#9a7530}.ask-heading strong{font:22px/1.25 Fraunces}.ask-heading strong span{color:#8a692b}.ask-invite>p{font-size:12px;color:#625c50;margin:10px 0 15px}.ask-chips{display:flex;gap:7px;flex-wrap:wrap}.ask-chips a{font-size:10px;text-decoration:none;border:1px solid #ddd0b4;padding:7px 9px;border-radius:20px;background:#fffdf8}.ask-main{display:flex;align-items:center;gap:12px;background:#ead9ab;border:1px solid #d6bc7c;text-decoration:none;padding:12px 16px;margin-top:12px;border-radius:8px;transition:background .2s}.ask-main>span:first-child{font:20px Fraunces}.ask-label{font-size:10px;color:#62542d}.ask-main b{margin-left:auto;font-size:22px;font-weight:400}.ask-main:hover{background:#e3cb8e}.ask-invite small{display:block;font-size:9px;color:#6d665a;line-height:1.6;margin-top:9px}.masthead .menu{display:none}@media(min-width:1450px){.portrait-mat img{height:610px}}@media(max-width:1100px){.nav-links{gap:20px}.nav-question{gap:6px}.nav-question>strong{display:none}.new-hero{grid-template-columns:48% 34% 18%;padding:45px 4%}.hero-message{padding-right:7%}.portrait-mat img{height:490px}.new-hero .note{font-size:19px;padding:20px 8px}.new-hero .question-notes{padding-left:18px}.hero-message h1{font-size:58px}.hero-message .actions{gap:12px}.hero-message .button{font-size:11px}.ask-label{font-size:9px}.new-navigation a{font-size:12px}}@media(max-width:760px){.masthead{padding:0 6%}.masthead-top{min-height:98px;gap:10px}.new-brand{gap:13px}.brand-emblem{font-size:47px;width:65px;letter-spacing:-7px}.brand-name{font-size:20px;letter-spacing:-.5px}.brand-name>span{font-size:8px;letter-spacing:.22em;margin-top:7px}.header-call{display:none}.masthead .menu{display:block;border:0;border-radius:0;font-size:11px;padding:8px 0;background:transparent;color:#1a1610}.menu>span{display:block;font-size:24px;line-height:1}.new-navigation{display:none;min-height:0;padding:16px 0;align-items:flex-start;border-bottom:1px solid #dacfba;gap:20px}.new-navigation.open{display:flex;flex-direction:column}.nav-links{display:grid;grid-template-columns:1fr 1fr;width:100%;gap:10px 20px}.nav-links>a{padding:8px 0;font-size:14px}.nav-question{font-size:13px!important}.nav-question>strong{display:inline}.new-hero{display:grid;grid-template-columns:1fr;padding:35px 6% 35px;gap:25px}.hero-message{padding:0}.hero-message h1{font-size:53px;margin:22px 0}.hero-message h1 br:last-of-type{display:none}.hero-message>p{font-size:16px}.hero-message .button{font-size:12px}.hero-message .actions{gap:16px}.ask-heading strong{font-size:24px}.ask-invite{margin-top:26px}.ask-invite>p{font-size:13px}.ask-chips a{font-size:12px;padding:9px 11px}.ask-main{padding:15px}.ask-label{font-size:11px}.ask-main>span:first-child{font-size:23px}.ask-invite small{font-size:11px}.hero-visual{margin:20px auto 0;width:88%;max-width:380px}.portrait-mat img{height:360px}.portrait-signature{font-size:23px;margin-top:-10px}.new-hero .question-notes{display:flex;flex-direction:row;grid-column:auto;gap:15px;padding:15px 0 5px}.new-hero .note{font-size:21px;flex:1}.new-hero .note span{font-size:8px}.new-hero .note b{font-size:10px}}@media(prefers-reduced-motion:reduce){.nav-links>a:after,.ask-main{transition:none}.portrait-mat,.portrait-signature{transform:none}}

.footer-marks{display:flex;align-items:center;justify-content:space-between;gap:40px;margin-bottom:35px;padding-bottom:30px;border-bottom:1px solid var(--line)}.footer-powered{font-size:10px;letter-spacing:.18em;color:#806226}.gold-marks{display:flex;align-items:center;gap:24px;margin-top:12px;filter:grayscale(1) sepia(1);mix-blend-mode:multiply}.gold-marks svg{display:block;max-width:100%;color:#9a7530;filter:sepia(1) saturate(1.1)}.mark-divider{width:1px;height:55px;background:#9a7530}.housing-mark img{width:100px;height:auto;display:block;mix-blend-mode:multiply}.housing-mark{flex-shrink:0}@media(max-width:760px){.footer-marks{flex-direction:column;align-items:flex-start;gap:25px}.gold-marks{gap:16px}.gold-marks svg:first-child{width:105px;height:auto}.gold-marks svg:last-child{width:190px;height:auto}.footer-powered{font-size:9px}.housing-mark img{width:90px}}

.gold-marks,.gold-marks svg{filter:none}

.masthead-top{justify-content:center;min-height:140px;position:relative}.signature-brand{text-align:center;text-decoration:none;display:inline-block;padding:25px 15px}.signature-overline{font-size:10px;font-weight:600;letter-spacing:.3em;display:block;color:#6d665a;margin-bottom:9px}.signature-title{display:block;font:34px/1.2 Fraunces,Georgia;letter-spacing:-.8px;color:#1a1610;position:relative}.signature-title em{color:#8a692b;font-weight:400}.signature-star{font:21px Fraunces;position:absolute;right:-25px;top:-8px;color:#9a7530}.masthead .menu{position:absolute;right:0;top:30px}.new-navigation{border-top:1px solid #ded3be}@media(max-width:760px){.masthead-top{min-height:123px;justify-content:flex-start;padding-right:42px}.signature-brand{text-align:left;padding:22px 0}.signature-overline{font-size:8px;letter-spacing:.19em}.signature-title{font-size:24px;letter-spacing:-.6px;max-width:265px}.signature-star{font-size:15px;right:-15px;top:-5px}.masthead .menu{top:36px;font-size:10px}.menu>span{font-size:21px}}@media(max-width:380px){.signature-title{font-size:21px}}
/* Audrey leads the wordmark */
.signature-overline{font:36px/1.2 Fraunces,Georgia,serif;letter-spacing:-.7px;color:#1a1610;text-transform:none;margin-bottom:9px}.signature-title{font-size:23px;letter-spacing:-.3px}.signature-star{font-size:17px;right:-21px;top:-4px}.masthead-top{min-height:148px}@media(max-width:760px){.signature-overline{font-size:25px;letter-spacing:-.6px;max-width:285px;line-height:1.16;margin-bottom:8px}.signature-title{font-size:17px;letter-spacing:-.3px;max-width:270px}.signature-star{font-size:13px;right:-13px;top:-3px}.masthead-top{min-height:126px}.signature-brand{padding:22px 0}}@media(max-width:380px){.signature-overline{font-size:22px}.signature-title{font-size:15px}}
/* Golden interaction light */
a,button,summary,select{cursor:pointer}.halo{border-color:#c9a84c99;transition:width .18s ease,height .18s ease,background .18s ease,box-shadow .18s ease,border-color .18s ease}.halo.clickable{width:64px;height:64px;border-color:#c9a84c66;background:radial-gradient(circle,#e8c96a38 0%,#c9a84c15 45%,transparent 75%);box-shadow:0 0 24px 8px #c9a84c24;mix-blend-mode:normal}.halo.pressed{width:44px;height:44px;background:#e8c96a45}.gold-target{position:relative;isolation:isolate;--glow-x:50%;--glow-y:50%}.gold-target::after{content:'';position:absolute;inset:-4px;border-radius:inherit;background:radial-gradient(90px circle at var(--glow-x) var(--glow-y),#e8c96a52,transparent 75%);opacity:0;pointer-events:none;z-index:1;transition:opacity .2s}.gold-target:focus-visible{outline:2px solid #9a7530;outline-offset:5px;box-shadow:0 0 0 5px #e8c96a30}.gold-target:focus-visible::after{opacity:.6}@media(hover:hover) and (pointer:fine){.gold-target{transition:box-shadow .2s ease,transform .2s ease,border-color .2s ease}.gold-target:hover::after{opacity:1}.gold-target:hover{box-shadow:0 5px 25px #c9a84c38,0 0 0 1px #c9a84c60}.button.gold-target:hover,button.gold-target:hover,.ask-main.gold-target:hover,.ask-chips .gold-target:hover{transform:translateY(-2px)}.nav-links .gold-target:hover,.new-navigation>.gold-target:hover,.hero-apply.gold-target:hover{color:#806226;text-shadow:0 0 15px #c9a84c50}.note.gold-target:hover{box-shadow:0 12px 28px #c9a84c45}}@media(prefers-reduced-motion:reduce){.halo{display:none!important}.gold-target,.gold-target::after{transition:none!important}.button.gold-target:hover,button.gold-target:hover,.ask-main.gold-target:hover,.ask-chips .gold-target:hover{transform:none}}@media(hover:none),(pointer:coarse){.halo{display:none!important}.gold-target::after{display:none}}

.nav-links{gap:24px}.nav-links .nav-phone{display:inline-flex;align-items:center;gap:8px;white-space:nowrap;color:#806226;font-size:13px;font-weight:700;padding:11px 13px;border:1px solid #d9c58e;border-radius:30px;background:#f2e8cc}.nav-phone svg{flex-shrink:0}.nav-phone:after{display:none}.new-navigation{gap:20px}.nav-question{white-space:nowrap}@media(max-width:1150px) and (min-width:761px){.nav-links{gap:14px;flex-wrap:wrap;padding:12px 0}.new-navigation{align-items:center}.nav-links .nav-phone{font-size:12px}.nav-question{font-size:11px!important}}@media(max-width:760px){.nav-links .nav-phone{justify-content:center;width:max-content;font-size:14px;padding:12px 16px;grid-column:1/-1}.nav-links{gap:10px 20px}}

.housing-mark svg{display:block;width:100px;height:auto}@media(max-width:760px){.housing-mark svg{width:90px}}

.hero-email{font-size:13px;color:#806226;display:inline-block;text-underline-offset:4px;margin-top:0;margin-bottom:2px}

/* Soft, optional page choreography. */
.motion-stripe{display:flex;align-items:stretch;background:#eee5d1;border-block:1px solid #d9cbae;overflow:hidden}.stripe-window{overflow:hidden;flex:1;min-width:0}.stripe-track{display:flex;width:max-content;animation:goldenStripe 32s linear infinite}.stripe-group{display:flex;align-items:center;flex-shrink:0}.stripe-group a,.stripe-copy{display:block;flex-shrink:0;padding:24px 38px;border-right:1px solid #d9cbae;font-size:15px;white-space:nowrap;text-decoration:none}.stripe-group a>span,.stripe-copy>span{margin-left:20px;color:#8a692b}.motion-toggle{flex-shrink:0;background:#eee5d1;color:#6d5426;border:0;border-left:1px solid #d9cbae;border-radius:0;padding:12px 20px;font-size:11px;z-index:2;min-width:120px}.motion-toggle span{margin-left:8px}.motion-stripe:hover .stripe-track,.motion-stripe:focus-within .stripe-track{animation-play-state:paused}.stripe-window:focus-within{overflow:auto}.stripe-window:focus-within .stripe-track{animation:none;transform:none}.stripe-window:focus-within .stripe-duplicate{display:none}@keyframes goldenStripe{to{transform:translateX(-50%)}}@keyframes goldenNoteOne{0%,100%{transform:translateY(0) rotate(5deg)}50%{transform:translateY(-9px) rotate(3deg)}}@keyframes goldenNoteTwo{0%,100%{transform:translateY(-3px) rotate(-5deg)}50%{transform:translateY(7px) rotate(-3deg)}}@keyframes goldenNoteThree{0%,100%{transform:translateY(0) rotate(3deg)}50%{transform:translateY(-8px) rotate(5deg)}}
@media(prefers-reduced-motion:no-preference){.new-hero .n1{animation:goldenNoteOne 6s ease-in-out infinite}.new-hero .n2{animation:goldenNoteTwo 7s ease-in-out infinite}.new-hero .n3{animation:goldenNoteThree 6.5s ease-in-out infinite}.new-hero .note:hover,.new-hero .note:focus-visible{animation-play-state:paused}.reveal-ready{opacity:0;transform:translateY(18px);transition:opacity .65s ease,transform .65s ease}.reveal-ready.revealed{opacity:1;transform:translateY(0)}}
.motion-paused .stripe-track,.motion-paused .new-hero .note{animation-play-state:paused!important}.motion-paused .reveal-ready{opacity:1;transform:none;transition:none}@media(prefers-reduced-motion:reduce){.stripe-track,.new-hero .note{animation:none!important}.stripe-duplicate{display:none}.stripe-track{width:100%}.stripe-group{flex-wrap:wrap;width:100%;justify-content:center}.stripe-group a{white-space:normal;padding:18px 22px}.reveal-ready{opacity:1;transform:none;transition:none}.motion-toggle{display:none}}@media(max-width:760px){.stripe-group a,.stripe-copy{font-size:13px;padding:20px 25px}.motion-toggle{min-width:90px;padding:10px;font-size:10px}.reveal-ready{transform:translateY(12px)}}
.cash-mode{display:block}.cash-intro p{font-size:15px;max-width:800px}.cash-layout{display:grid;grid-template-columns:1.2fr 1fr;gap:32px;align-items:start}.cash-inputs label small{display:block;line-height:1.55;font-size:11px;color:#6d665a;margin-top:7px}.cash-context{font-size:12px;color:#6d665a}.cash-detail{padding:20px 0}.cash-detail>summary{font:600 14px/1.6 Manrope;cursor:pointer}.cash-detail .fields{margin-top:20px}.cash-output{background:#efe5ce;padding:28px;border:1px solid #d9c58e;border-radius:15px;position:sticky;top:20px}.cash-total-label{font-size:14px;margin-top:18px}.cash-total{display:block;font:49px/1.2 Fraunces;margin:7px 0}.cash-row{display:flex;justify-content:space-between;gap:18px;border-bottom:1px solid #d8cbae;padding:11px 0;font-size:12px;align-items:baseline}.cash-row strong{white-space:nowrap;font-family:Manrope;font-size:13px}.cash-line-details summary{font:600 12px/1.6 Manrope}.cash-alert{font-size:11px;line-height:1.7}.cash-output .button{font-size:12px;width:100%;text-align:center;margin:12px 0}.cash-cushion{border-block:1px solid #cdbd93;padding:18px 0;margin:15px 0}.cash-cushion span,.cash-cushion small{display:block;font-size:11px}.cash-cushion strong{display:block;font:30px Fraunces;margin:8px 0}.cash-sources{font-size:12px}.cash-sources p{max-width:none}.cash-sources a{font-size:12px}.cash-output .tiny{font-size:11px}.cash-intro h3{font-size:32px}.cash-detail>p{font-size:12px}@media(max-width:900px){.cash-layout{grid-template-columns:1fr}.cash-output{position:static}.cash-intro h3{font-size:28px}.cash-inputs .fields{grid-template-columns:1fr 1fr}}@media(max-width:480px){.cash-inputs .fields{grid-template-columns:1fr}.cash-output{padding:23px}.cash-total{font-size:43px}.panel:has(.cash-experience){padding:20px}}
/* A quiet gold watermark across the name banner. */
.masthead{overflow:clip}.masthead-top{isolation:isolate;min-height:166px}.masthead-top::before{content:'';position:absolute;inset:0 -6vw;background-image:url('/assets/golden-watermark.svg');background-position:center;background-repeat:no-repeat;background-size:cover;pointer-events:none;z-index:-1}.signature-brand{position:relative}.signature-overline,.signature-title{text-shadow:0 1px 7px #fbf7ef,0 0 15px #fbf7ef}.masthead .menu{z-index:1}@media(max-width:760px){.masthead-top{min-height:134px}.masthead-top::before{background-size:auto 155px;background-position:center;opacity:.8}.signature-brand{background:radial-gradient(ellipse at center,#fbf7efad,transparent 76%)}}

.name-watermarks{position:absolute;left:50%;top:0;transform:translateX(-50%);width:min(800px,100%);height:100%;pointer-events:none;z-index:0;overflow:visible}.signature-brand{z-index:1}.name-motif{transform-box:fill-box;transform-origin:center}.signature-overline,.signature-title{text-shadow:0 0 5px #fbf7ef99,0 0 10px #fbf7ef88}@keyframes nameGoldDrift{0%,100%{transform:translateY(0) rotate(-2deg)}50%{transform:translateY(5px) rotate(2deg)}}@keyframes nameGoldFloat{0%,100%{transform:translate(0,0) rotate(2deg)}50%{transform:translate(4px,-4px) rotate(-2deg)}}@media(prefers-reduced-motion:no-preference){.motif-key,.motif-home,.motif-paw-low{animation:nameGoldDrift 9s ease-in-out infinite}.motif-paw,.motif-key-small,.motif-spark{animation:nameGoldFloat 11s ease-in-out infinite}.motif-home{animation-delay:-3s}.motif-key-small{animation-delay:-5s}.motif-paw-low{animation-delay:-6s}.motif-spark{animation-delay:-2s}}.motion-paused .name-motif{animation-play-state:paused!important}@media(prefers-reduced-motion:reduce){.name-motif{animation:none!important}}@media(max-width:760px){.name-watermarks{width:650px;max-width:none;opacity:.7}.motif-home,.motif-key-small{opacity:.07}}

/* Audrey's personal constellation */
.about-portrait-column>img{display:block}.audrey-personal{padding:30px 6px 0}.audrey-personal h2{font:italic 22px/1.3 Fraunces,Georgia,serif;color:#9a793b;margin:0 0 30px}.personal-cloud{display:grid;grid-template-columns:1fr 1fr;gap:25px 15px;align-items:center;position:relative}.personal-fact{display:block;color:#a18243;font:24px/1.25 Fraunces,Georgia,serif;position:relative}.personal-fact small{display:block;font:13px/1.5 Manrope,Arial,sans-serif;letter-spacing:.035em;margin-top:7px;color:#9b7b3d}.fact-native{font-size:32px}.fact-advisor{padding-top:18px;text-align:right;font-size:19px}.fact-mom{padding-left:20px;font-style:italic;font-size:29px}.fact-uf{display:flex;align-items:center;justify-content:flex-end;gap:12px;font:12px/1.4 Manrope,Arial,sans-serif}.fact-uf img{width:76px;height:60px;object-fit:contain;filter:brightness(0) saturate(100%) invert(56%) sepia(24%) saturate(738%) hue-rotate(1deg) brightness(95%) contrast(89%)}.fact-educator{font-size:22px;padding-top:8px}.fact-business{font-style:italic;text-align:right;font-size:26px}.fact-garden{grid-column:1/-1;text-align:center;font-size:29px;margin:4px 0}.fact-disney{font-size:21px;padding-left:12px}.fact-animals{text-align:right;font-style:italic;font-size:28px}.fact-ollie{grid-column:1/-1;text-align:center;font-size:27px;padding:6px 0}.fact-travel{grid-column:1/-1;text-align:right;font-size:22px;margin-right:10px}.personal-pause{margin-top:28px;background:transparent;color:#806226;border-color:#ddd2bd;padding:8px 12px;font-size:11px;min-width:0}.motion-paused .personal-fact{animation-play-state:paused!important}@keyframes personalGoldDrift{0%,100%{transform:translateY(0)}50%{transform:translateY(-5px)}}@media(prefers-reduced-motion:no-preference){.personal-fact{animation:personalGoldDrift 7s ease-in-out infinite}.personal-fact:nth-child(2n){animation-delay:-3.5s;animation-duration:9s}.personal-fact:nth-child(3n){animation-delay:-2s;animation-duration:8s}}@media(prefers-reduced-motion:reduce){.personal-fact{animation:none!important}}@media(max-width:760px){.audrey-personal{padding-bottom:35px}.personal-cloud{gap:23px 12px}.personal-fact{font-size:23px}.fact-native{font-size:29px}.fact-advisor{font-size:18px}.fact-disney{font-size:19px}.fact-uf{font-size:11px}.fact-travel{font-size:21px}}

.contact-portrait{display:block;width:100%;height:auto;max-height:530px;object-fit:cover;object-position:50% 28%;border-radius:110px 110px 3px 3px;margin:0 0 30px}.planning-intro{display:grid;grid-template-columns:1.25fr .75fr;gap:8%;align-items:center;margin-bottom:40px}.planning-intro h1{font-size:clamp(44px,5.7vw,76px)}.planning-portrait{width:100%;height:440px;object-fit:cover;object-position:center 28%;border-radius:120px 120px 3px 3px}.planning-intro+ #plan{max-width:100%!important}@media(max-width:760px){.planning-intro{grid-template-columns:1fr;gap:24px}.planning-portrait{height:340px;max-width:430px;object-position:center 32%;justify-self:center}.contact-portrait{max-height:480px}.planning-intro h1{font-size:48px}}

.nav-contact{color:#806226;font-weight:700;white-space:nowrap}.new-navigation .nav-links{flex-wrap:wrap;justify-content:center;row-gap:12px}@media(min-width:761px){.new-navigation{flex-wrap:wrap;justify-content:center;row-gap:16px}}