One advisor for every chapter. Most lenders finance a transaction. Audrey maps the whole arc — because the family buying its first home today may be refinancing a portfolio twenty years from now.
FHA · Conventional 3% down · Down-payment assistance. Plain-English education, a pre-approval that means something, and a first payment you can live with.
Move-up · Second home · Sell-then-buy strategy. More bedrooms, a better school zone, or an office that isn't the kitchen table — with help timing the sale and bridging the gap.
DSCR · Investment property · Bank statement · Jumbo · Refinance & equity. Turn property cash flow and built-up equity into a long-term portfolio and options for the people who come after you.
Audrey's clients describe her the same way again and again: available, patient, thorough, and committed to teaching the process.
“Without her guidance and knowledge I never would have purchased my home.”
Robert S. — Naples, FL · ★★★★★
“Made buying my first home a breeze and educated me the whole way.”
Colton N. — North Port, FL · ★★★★★
“Incredibly knowledgeable, thorough, and truly takes time to answer questions.”
April E. — Port Charlotte, FL · ★★★★★
Audrey Colbert-Lovell is a mortgage loan originator with MVM Group, powered by AnnieMac Home Mortgage, serving buyers and investors across Florida from her Naples office. Her approach is simple: teach first, lend second. You'll understand every number before you sign it, and you'll have her number long after you do.
Florida Mortgage Advisor · NMLS #329047 · MVM Group powered by AnnieMac Home Mortgage · Equal Housing Lender.
First-time buyer · Conventional · Jumbo · FHA · VA · DSCR · Investment · Bank statement · Refinance · HELOC.
3435 Pine Ridge Road, Unit 101, Naples, FL 34109 · Direct: 239-323-3323 · AudreyL@mvmgrp.com
Florida financing, explained — practical guides and straight answers for buyers, homeowners, self-employed borrowers, and investors.
How investors qualify using property cash flow without relying on personal tax returns.
A clear look at low-down-payment options and down-payment assistance for first keys.
How self-employed buyers can document income and get approved with the right loan structure.