A little knowledge.
A clearer next step.

Gather recent tax returns, business records and a picture of your income patterns. Ask which documentation path fits your situation before moving funds or changing your business structure.

Ask Audrey: Which income will be used, and how does it differ from cash flowing into my business?

Compare gross rent with property debt service, then separately budget for vacancy, maintenance, management and repairs. Rental coverage alone is not investment profitability.

Ask Audrey: Which rent and expense assumptions will the lender use?

Map purchase cash, sale proceeds, carrying two homes and a slower-than-expected sale. Financing access and timing can change the plan.

Ask Audrey: What happens if my current home takes longer to sell?

Compare liquidity retained after closing, occupancy plans, reserves, insurance and property-specific costs. A larger down payment is one tradeoff, not an automatic best answer.

Ask Audrey: How much cash do I want available after closing?

Start with a complete monthly budget. Compare loan options using the same assumptions and ask for a clear explanation of closing costs. Use secure channels for your documents.

Ask Audrey: What could change my payment or cash-to-close estimate?

Align qualification timing, incentive comparisons and update expectations before the offer. Confirm who owns each next step.

Ask Audrey: What should we resolve before the buyer signs?